Banks and additional companies utilize a person’s credit score to settle on personally important information such as credit amounts, and interest fees on loans; so, your score, between 300-850 is exceedingly important.

Several factors influence your FICO score more than others. Payment history is by far the biggest

What does “Credit Repair” mean? It means to fix your ratings that are calculated by the three bureaus: Experian, Equifax and Experian

Having a decent FICO score is very important because more often than not, this will determine if you qualify for the loan or charge card that you applied for.

By looking through your credit reports and seeing how these sections measure up you can get an indication of your what your score may look like. The actual FICO score themselves are only available to purchase and are not supplied free of charge.